The Humerus NP
Practical Advice from an outspoken Nurse Practitioner
The average American accrues $37,ooo in student loan debt. Let that sink in a minute. Thirty seven thousand dollars in the hole before you ever get a job out of college. That’s insane. Why would we do that to ourselves? The idea that college loans are good debt is a myth! I have a master’s degree and a six figure income but have never taken out student loans. YOU DO NOT HAVE TO ACCRUE DEBT TO GO TO COLLEGE. Let me tell you how to do it.
This is definitely my favorite and the most direct way to get your college tuition paid for. I love it because it’s equally available to all income levels. If you work your tail off and earn excellent grades, you will qualify for academic scholarships. You have to do the hard work, no one can do it for you, but you can do it if you want it bad enough. I earned an academic scholarship and it paid for my first 2 years of tuition. Truthfully, had I prioritize my studying over my social life, I would have earned 4 years of scholarship.
Get a Job. Work is technically a four letter word, but a little hard work never hurt anybody. Find an entry level position for a company within your desired industry & take advantage of the company’s tuition assistance programs. I was able to work for a hospital as a patient care tech during nursing school and received tuition reimbursement for my ASN. Then after graduation, I was able to work there as a RN and again received tuition reimbursement for my BSN and MSN.
It’s much more affordable to go to attend a community college. Very few recruiters will care where you graduated from. For example, a RN from community college has the same degree, pay scale, and scope of practice as a RN from an ivy league school. Did you know that it's possible to find community colleges with 2 year RN programs for less than $10,000 total? This will allow you to enter the workforce earlier and start earning income & company tuition assistance to advance your education and income potential. And please, if you read nothing else, please take this to heart...please choose a major that equals an occupation. Trust me. It is a waste of time and money to major in something unless it has a direct career path. Think twice before choosing majors, such as fine arts (piano, flute, etc), humanities (anthropology, sociology, etc), and subjects (history, biology, etc). Instead, choose direct career paths such as education, dental hygiene, nursing, physical therapy, etc.
Joining the military will afford you many benefits. Not only will you have the honor of serving your country, but you will also receive a salary, insurance, housing allowance, and learn valuable skills while on the job. In addition, you will receive funds for future educational endeavors. These benefits can sometimes be passed to your spouse or children.
With graduation around the corner, I hope that my life experience can help a few seniors make wise financial decisions and avoid the path of debt. Work hard and you can do anything.
Until next time,
The Humerus NP
Melissa is a military spouse, mom, and professional boo boo fixer. She practices as a Nurse Practitioner in Northern Virginia and is passionate about teaching the public how to effectively respond in emergency situations. She founded Rapid Response CPR, LLC in 2017. She blogs to share her medical knowledge in a fun, yet practical way.
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